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CDs & IRAs

Looking for Financial Growth you can see?

Check out our current Certificate of Deposit (CD) and Individual Retirement Account IRA Specials!

Certificates of Deposit (CD)
If you can commit your investable funds for a fixed amount of time, a CD is a perfect place to watch your money grow. Ask your local customer service representative for the current rates Diamond Bank is offering. 

Individual Retirement Account (IRA)
An IRA is an account that allows an individual to save for retirement with tax-free growth or on a tax-deferred basis. 
 
Looking to keep your larger deposits safe?  Read more about our CDARS & ICS Services. 

Current Specials

Certificate of Deposit or IRA
10 month - 4.50% APY
New Money Only
♦ $1,000 Minimum Deposit/Balance for CD
♦ $250 Minimum Deposit/Balance for IRA

 CD Special only applies to New Money to Diamond Bank. A minimum opening balance of $1,000 is required for a CD. The Annual Percentage Yield (APY) listed is effective as of 8/22/2025. APY assumes principal & interest remain on deposit for the term of the certificate. An early withdrawal penalty may apply. Fees could reduce earnings. The special may change at our discretion, at any time, and without notice. New Money is defined as money that is not currently held at Diamond Bank.